Income Protection & Specified Illness Cover
Protect Your Income If Illness or Injury Stops You Working
If you couldn’t work due to long-term illness or injury, how would you pay your mortgage, bills and everyday expenses? CUsafe Income Protection gives credit union members a monthly income replacement so you and your family can stay financially secure while you recover.
Why Choose CUsafe Income Protection?
Medical advances mean people are more likely to survive serious illness – but also more likely to spend prolonged periods away from work during treatment and recovery. That loss of income can have a major impact on your household finances.
- Up to 75% of your gross income replaced (less any State benefits)
- Monthly payments that continue until you return to work or reach retirement age (up to 65)
- Tax relief available on your premiums at your marginal rate
- Flexible waiting periods (deferred periods) to suit your budget
- Ideal for self-employed individuals and employees without long-term sick pay
- Competitive rates arranged through multiple insurers
What’s the Difference Between Income Protection & Specified Illness Cover?
Dolmen offers two distinct protection plans to help safeguard your income:
Dolmen offers two distinct protection plans to help safeguard your income:
CUsafe offers two simple ways to protect your income and family:
Specified Illness Cover
- Pays a lump sum following the diagnosis of a covered serious illness (e.g. cancer, heart attack or stroke).
- Gives you a cash payment to help replace income, pay bills, or make necessary home adjustments.
- Most claims are paid for cancer and heart-related conditions.
- Provides vital breathing space so you can focus on recovery without financial worry.
Income Protection
- Pays a regular monthly income if illness or injury stops you from working.
- Continues to pay you until you are able to return to work or you reach retirement age.
- Helps you keep up with your normal living expenses and protects your household finances.
- Flexible options on how much you receive and when the payments start to suit your situation.
Who do I talk to about Income Protection?
Every family and every job is different – which is why your cover should be tailored to you. At CUsafe, our team will:
- Review your current protection (if any)
- Help you decide between Specified Illness Cover and Income Protection
- Match the cover to your income, expenses and family needs
- Make sure you’re getting great value for your money
- Explain everything clearly, without any jargon
Want a free quote? Contact us today or request a call back through the form below.
Talk to Áine & Cassie’s Team
Life and Pensions
Why not talk to Áine & Cassie’s team about your planning for your future? With years of experience in Life & Pensions, we are here to make sure you get the right cover for you and your family.
Reach out today – We’re just a call or click away!
Who Needs Income Protection?
Income Protection is especially important if you:
- Are self-employed or a contractor
- Are the main earner in your household
- Rely on your income to pay a mortgage or other large bills
- Have limited or no long-term sick pay from your employer
Friendly local team offering personalised assistance for credit union members.
ncome protection designed around your earnings, your outgoings and your lifestyle.
Trusted by Credit Unions
Reliable monthly income protection with excellent service, specially for credit union members.
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Protect Your Future Income Today
Illness or injury can happen unexpectedly – but your financial security doesn’t have to be left to chance. With Income Protection or Specified Illness Cover from CUsafe, you can focus on recovery knowing your family is supported. Get in touch using the form below or call us today.